Terms
of Service for
If
you require any more information or have any questions about our
Terms of Service, please feel free to use the contact on every page
of this blog .
Introduction
These
terms and conditions govern your use of this website; by using this
website, you accept these terms and conditions in full and without
reservation. If you disagree with these terms and conditions or any
part of these terms and conditions, you must not use this website.
You
must be at least 18 [eighteen] years of age to use this website. By
using this website and by agreeing to these terms and conditions, you
warrant and represent that you are at least 18 years of age.
License
to use website
Unless
otherwise stated, and/or its licensors own the intellectual property
rights published on this website and materials used on Making and
Saving Money . Subject to the license below, all these intellectual
property rights are reserved.
You
may view, download for caching purposes only, and print pages, files
or other content from the website for your own personal use, subject
to the restrictions set out below and elsewhere in these terms and
conditions.
You
must not:
-
republish
material from this website in neither print nor digital media or
documents (including republication on another website);
-
sell,
rent or sub-license material from the website;
-
show
any material from the website in public;
-
reproduce,
duplicate, copy or otherwise exploit material on this website for a
commercial purpose;
-
edit
or otherwise modify any material on the website;
-
redistribute
material from this website - except for content specifically and
expressly made available for redistribution; or
-
republish
or reproduce any part of this website through the use of iframes or
screenscrapers.
Where
content is specifically made available for redistribution, it may
only be redistributed within your organization.
Acceptable
use
You
must not use this website in any way that causes, or may cause,
damage to the website or impairment of the availability or
accessibility of or in any way which is unlawful, illegal, fraudulent
or harmful, or in connection with any unlawful, illegal, fraudulent
or harmful purpose or activity.
You
must not use this website to copy, store, host, transmit, send, use,
publish or distribute any material which consists of (or is linked
to) any spyware, computer virus, Trojan horse, worm, keystroke
logger, rootkit or other malicious computer software.
You
must not conduct any systematic or automated data collection
activities on or in relation to this website without 's express
written consent.
This
includes:
-
scraping
-
data
mining
-
data
extraction
-
data
harvesting
-
'framing'
(iframes)
-
Article
'Spinning'
You
must not use this website or any part of it to transmit or send
unsolicited commercial communications.
You
must not use this website for any purposes related to marketing
without the express written consent of the site owner.
Restricted
access
Access
to certain areas of this website is restricted. reserves the right to
restrict access to certain areas of this website, or at our
discretion, this entire website. may change or modify this policy
without notice.
If
provides you with a user ID and password to enable you to access
restricted areas of this website or other content or services, you
must ensure that the user ID and password are kept confidential. You
alone are responsible for your password and user ID security. The
site owner may disable your user ID and password at site owner's sole
discretion without notice or explanation.
User
content
In
these terms and conditions, “your user content” means material
(including without limitation text, images, audio material, video
material and audio-visual material) that you submit to this website,
for whatever purpose.
You
grant to a worldwide, irrevocable, non-exclusive, royalty-free
license to use, reproduce, adapt, publish, translate and distribute
your user content in any existing or future media. You also grant to
the right to sub-license these rights, and the right to bring an
action for infringement of these rights.
Your
user content must not be illegal or unlawful, must not infringe any
third party's legal rights, and must not be capable of giving rise to
legal action whether against you or or a third party (in each case
under any applicable law).
You
must not submit any user content to the website that is or has ever
been the subject of any threatened or actual legal proceedings or
other similar complaint.
The
site owner reserves the right to edit or remove any material
submitted to this website, or stored on the servers of , or hosted or
published upon this website.
The
site owner's rights under these terms and conditions in relation to
user content, does not undertake to monitor the submission of such
content to, or the publication of such content on, this website.
No
warranties
This
website is provided “as is” without any representations or
warranties, express or implied. The site owner makes no
representations or warranties in relation to this website or the
information and materials provided on this website.
Without
prejudice to the generality of the foregoing paragraph, does not
warrant that:
-
this
website will be constantly available, or available at all; or
-
the
information on this website is complete, true, accurate or
non-misleading.
Nothing
on this website constitutes, or is meant to constitute, advice of any
kind. If you require advice in relation to any legal, financial or
medical matter you should consult an appropriate professional.
Limitations
of liability
The
site owner will not be liable to you (whether under the law of
contact, the law of torts or otherwise) in relation to the contents
of, or use of, or otherwise in connection with, this website:
-
to
the extent that the website is provided free-of-charge, for any
direct loss;
-
for
any indirect, special or consequential loss; or
-
for
any business losses, loss of revenue, income, profits or anticipated
savings, loss of contracts or business relationships, loss of
reputation or goodwill, or loss or corruption of information or
data.
These
limitations of liability apply even if has been expressly advised of
the potential loss.
Exceptions
Nothing
in this website disclaimer will exclude or limit any warranty implied
by law that it would be unlawful to exclude or limit; and nothing in
this website disclaimer will exclude or limit the liability of in
respect of any:
-
death
or personal injury caused by the negligence of or its agents,
employees or shareholders/owners;
-
fraud
or fraudulent misrepresentation on the part of ; or
-
matter
which it would be illegal or unlawful for to exclude or limit, or to
attempt or purport to exclude or limit, its liability.
Reasonableness
By
using this website, you agree that the exclusions and limitations of
liability set out in this website disclaimer are reasonable.
If
you do not think they are reasonable, you must not use this website.
Other
parties
You
accept that the site owner has an interest in limiting the personal
liability of its officers and employees. You agree that you will not
bring any claim personally against the site owner, the site owner's
officers or employees in respect of any losses you suffer in
connection with the website.
Without
prejudice to the foregoing paragraph, you agree that the limitations
of warranties and liability set out in this website disclaimer will
protect the site owner, the site owner's officers, employees, agents,
subsidiaries, successors, assigns and sub-contractors as well as .
Unenforceable
provisions
If
any provision of this website disclaimer is, or is found to be,
unenforceable under applicable law, that will not affect the
enforceability of the other provisions of this website disclaimer.
Indemnity
You
hereby indemnify and undertake to keep indemnified against any
losses, damages, costs, liabilities and expenses (including without
limitation legal expenses and any amounts paid by to a third party in
settlement of a claim or dispute on the advice of 's legal advisers)
incurred or suffered by arising out of any breach by you of any
provision of these terms and conditions, or arising out of any claim
that you have breached any provision of these terms and conditions.
Breaches
of these terms and conditions
Without
prejudice to 's other rights under these terms and conditions, if you
breach these terms and conditions in any way, may take such action as
deems appropriate to deal with the breach, including suspending your
access to the website, prohibiting you from accessing the website,
blocking computers using your IP address from accessing the website,
contacting your internet service provider to request that they block
your access to the website and/or bringing court proceedings against
you.
Variation
may
revise these terms and conditions from time-to-time. Revised terms
and conditions will apply to the use of this website from the date of
the publication of the revised terms and conditions on this website.
Please check this page regularly to ensure you are familiar with the
current version.
Assignment
may
transfer, sub-contract or otherwise deal with 's rights and/or
obligations under these terms and conditions without notifying you or
obtaining your consent.
You
may not transfer, sub-contract or otherwise deal with your rights
and/or obligations under these terms and conditions.
Severability
If
a provision of these terms and conditions is determined by any court
or other competent authority to be unlawful and/or unenforceable, the
other provisions will continue in effect. If any unlawful and/or
unenforceable provision would be lawful or enforceable if part of it
were deleted, that part will be deemed to be deleted, and the rest of
the provision will continue in effect.
Entire
agreement
These
terms and conditions, together with 's Privacy Policy constitute the
entire agreement between you and in relation to your use of this
website, and supersede all previous agreements in respect of your use
of this website.
Law
and jurisdiction
These
terms and conditions will be governed by and construed in accordance
with the laws of , and any disputes relating to these terms and
conditions will be subject to the exclusive jurisdiction of the
courts of New York.
About
these website Terms of Service
We
created these website terms and conditions using the TOS/T&C
generator available from Privacy
Policy Online.
The
Site Owner's details
The
full name of the site owner is Finn Mauritzen.
republish
material from this website in neither print nor digital media or
documents (including republication on another website);
sell,
rent or sub-license material from the website;
show
any material from the website in public;
reproduce,
duplicate, copy or otherwise exploit material on this website for a
commercial purpose;
edit
or otherwise modify any material on the website;
redistribute
material from this website - except for content specifically and
expressly made available for redistribution; or
republish
or reproduce any part of this website through the use of iframes or
screenscrapers.
scraping
data
mining
data
extraction
data
harvesting
'framing'
(iframes)
Article
'Spinning'
this
website will be constantly available, or available at all; or
the
information on this website is complete, true, accurate or
non-misleading.
to
the extent that the website is provided free-of-charge, for any
direct loss;
for
any indirect, special or consequential loss; or
for
any business losses, loss of revenue, income, profits or anticipated
savings, loss of contracts or business relationships, loss of
reputation or goodwill, or loss or corruption of information or
data.
death
or personal injury caused by the negligence of or its agents,
employees or shareholders/owners;
fraud
or fraudulent misrepresentation on the part of ; or
matter
which it would be illegal or unlawful for to exclude or limit, or to
attempt or purport to exclude or limit, its liability.